Financing and Crop Insurance Programs

Monday, April 25th, 2016
5:30 p.m. at UMaine's Hutchinson Center in Belfast

An introduction to programs from the University of Maine Cooperative Extension and Maine Farm Service Agency that may be of interest to shellfish growers. 

Whole-Farm Revenue Protection (WFRP) is a new crop insurance option for producers, such as diversified and specialty crop producers, with historically little access to crop insurance. WFRP protects the producer's adjusted gross revenue against unavoidable natural causes of yield loss and decline in market price. Producers insuring one commodity can choose coverage levels of 50-75%, whereas producers insuring three or more commodities are eligible for higher levels of coverage (80-85%) and greater premium subsidy. This presentation by University of Maine Cooperative Extension Risk Management and Crop Insurance specialists will introduce WFRP, producer record keeping requirements, and compare WFRP coverage to the Farm Service Agency's Non-insured Crop Disaster Assistance Program (NAP) for aquaculture.

For more information on WFRP, contact Erin Roche, at 207.949.2490, or

Representatives from the US Department of Agriculture Farm Service Agency (FSA) will present information about program and loan opportunities available to aquaculture producers including options to mitigate risk of loss, improve financial viability, and obtain critical working capital. Recent changes have enhanced the availability of FSA programs to aquaculture growers, and highlighted will be programs at FSA such as loan guarantees, the Noninsured Crop Disaster Assistance Program, and the Farm Storage and Facilities Loan. For more information, contact Amanda May at, or 207-990-9154. 

Also joining the meeting will be:

.. Jan Morrill of the Maine Migrant Health Program, which does apply to those in the aquaculture industry. From their website:  "Maine Migrant Health Program is our state’s only farmworker health organization. Our collaborative model involves folks who carry the commitment to make a difference in the lives of Maine’s farmworkers. By linking agricultural workers to care and services, we aim to reduce health disparities and inequities of access for this workforce. Putting fruits and vegetables on ALL or our tables is not only vital work, it positively impacts our collective health."   For more information, call: 207-622-9252. 

..and Lani Carlson, of the AgrAbility Project, coordinated by the University of Maine Cooperative Extension. From their website: 

"The Maine AgrAbility project is dedicated to helping farmers, fishermen and forest workers work safely and more productively.  Maine AgrAbility is designed to assist owners, operators, managers, employees and family members of farm, fishing or forestry businesses.

- We offer education for agricultural workers whose lifestyle and business have been impacted by a disability

- We provide training and education to health care providers, agricultural professionals, emergency response agencies, and other community groups about agricultural workers with disabilities.

- Services are provided at no charge. 

Maine AgrAbility programming is funded through a grant from the USDA’s National Institute of Food and Agriculture.  We network with many existing resources and help provide connections for agricultural workers and their families."

For more information on the AgrAbility Project, call 207.944.1533. 


Materials for review/download:

Farm Service Agency:

Presentation on FSA programs applicable to aquaculture (PDF)

List of County Offices for ME FSA

Fact Sheet on the Noninsured Crop Damage Assistance Program (NAP)

Fact Sheet giving an overview of FSA Farm Loans

Fact Sheet describing the details of different FSA Farm Loans

Fact Sheet on microloans available through FSA

Fact Sheet on FSA's Farm Storage and Facilities Loan program

Univ of Maine Cooperative Extension:

- Presentation on the Whole Farm Revenue Protection (WFRP) program

There is no cost for the workshop; RSVP to Dana Morse, 207.563.8186,